There seems to be alot of talk about interest rates easing up in the near future. The fed is watching core inflation. They seem to be in a holding pattern. As the economy cools the housing market should balance out and pricing should stablize next near at a new lower benchmark as builders inventory starts to reduce. Just don't look for any appreciation any time soon. No more using a home like an ATM. Be conservative and save money. You know what else, let's start buying American if there are any products left!